Financial Consulting & Planning for Individuals

(914) 328-7808 • (914) 993-0823 (fax) • E-mail Ben Boykin Associates
78 Midchester Avenue, White Plains, NY 10606

To help fund your retirement, wealth accumulation through 401(k), 403(b), 401(c) plans, 457 Plans, IRAs, pension plans and investment portfolios will be needed. We will review your goals and recommend investment funding strategies to meet your future expectations.

This specialized service organizes your financial information in one place. Your insurance, investment portfolio and other key information that you would like to have catalogued in a secure environment will always be available at your fingertips. Information will be updated to reflect current conditions.

Paying for a college education starts with good financial planning. We will evaluate alternatives for savings and investments for college and identify ways to pay for that education. An education can be paid for with savings and investments, current income and financial aid.

We will review your total investment portfolio and provide assistance with an asset allocation strategy that factors in your risk tolerance and age. We will develop an investment strategy that meets your financial objectives for consumption, savings, investment and wealth accumulation. Our services are independent and objective because we do not manage money or sell securities.

A financial plan is essential for your future. Our firm will review your financial situation and develop a financial plan to budget your income to meet your financial objectives for consumption, savings, investment and wealth accumulation. We seek to assist you in strengthening your financial security.

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Whether you are looking for a line of credit or plan to take out a loan, our firm can assist you in evaluating the true cost of your financing. Minimum balance requirements, loan origination fees, attorney fees, financial advisory fees, closing costs, service costs and other costs must be included to determine your effective financing costs. A detailed evaluation of proposals from financial institutions can reduce interest costs.

Effective planning and forecasting are essential to managing an organization in a highly competitive marketplace. We will prepare financial models including scenario analyses that allow your organization to understand key factors that affect your performance. These analyses will be used to develop financial projections that meet your goals.

Our firm can assist you with cash management and bank relationships, treasury systems, debt issuance and refinancing including working with rating agencies, insurance and risk management issues, and creative approaches to financing your organization. We have an extensive network of domestic and international financial contacts that we can bring to your organization.

This unique service facilitates payments that are due you for stocks and bonds. These securities could be lost, matured, involved in mergers or acquisitions or received as part of an estate. Our extensive network of financial contacts will locate the appropriate paying or exchange agent to obtain funds to which you are entitled.

We will work with you to develop your annual operating & capital budgets and provide a system to track performance against these budgets and the prior year. This will allow you to identify opportunities and threats that may require budget modifications and updated financial forecasts.

Many factors, both financial and non-financial, affect the decision relating to lease vs. buy. We will work with you to determine the best option given your goals and objectives.

Cash is king and cash flow is critical to your survival. We will forecast and evaluate your financial condition and recommend ways to improve cash flow through revenue enhancements, cost reductions and productivity improvements.

We will work with your creditors to avoid defaults and develop repayment plans to provide the flexibility you need to manage through difficult financial situations. We provide loan workout services. We are skilled negotiators having been involved in the restructuring of nearly $30 billion of debt.