Financial Consulting & Planning for Businesses

(914) 328-7808 • (914) 993-0823 (fax) • E-mail Ben Boykin Associates
78 Midchester Avenue, White Plains, NY 10606

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Whether you are looking for a line of credit or plan to take out a loan, our firm can assist you in evaluating the true cost of your financing. Minimum balance requirements, loan origination fees, attorney fees, financial advisory fees, closing costs, service costs and other costs must be included to determine your effective financing costs. A detailed evaluation of proposals from financial institutions can reduce interest costs.

Effective planning and forecasting are essential to managing an organization in a highly competitive marketplace. We will prepare financial models including scenario analyses that allow your organization to understand key factors that affect your performance. These analyses will be used to develop financial projections that meet your goals.

A business plan is essential whether you are an established or expanding organization or a startup opportunity. We will aid you in preparing a highly focused business plan and assist you in developing loan packages required by financial institutions to evaluate your creditworthiness for the extension of credit.

Our firm can assist you with cash management and bank relationships, treasury systems, debt issuance and refinancing including working with rating agencies, insurance and risk management issues, and creative approaches to financing your organization. We have an extensive network of domestic and international financial contacts that we can bring to your organization.

This unique service facilitates payments that are due you for stocks and bonds. These securites could be lost, matured, involved in mergers or acquisitions or received as part of an estate. Our extensive network of financial contacts will locate the appropriate paying or exchange agent to obtain funds to which you are entitled.

We will work with you to develop your annual operating & capital budgets. We provide a system to track actual results against budgets and prior periods.This will allow you to identify opportunities and threats that may require budget modifications and updated financial forecasts.

Many factors, both financial and non-financial, affect the decision relating to lease vs. buy. We will work with you to determine the best option given your goals and objectives.

Cash is king and cash flow is critical to your survival. We will forecast and evaluate your financial condition and recommend ways to improve cash flow through revenue enhancements, cost reductions and productivity improvements.

We will work with your creditors to avoid defaults and develop repayment plans to provide the flexibility you need to manage through difficult financial situations. We provide loan workout services. We are skilled negotiators having been involved in the restructuring of nearly $30 billion of debt.